The federal government has introduced a new mortgage refinancing initiative aimed at supporting homeowners in expanding their living spaces, such as converting basements or garages into rental units.

Scheduled to launch in January 2025, this insured refinancing option aims to facilitate the creation of rental properties, assisting homeowners in coping with increasing mortgage expenses. A previous version of this program was available until 2016 but was discontinued to stabilize the housing market. With housing shortages now a pressing issue, this initiative is being reinstated, offering homeowners opportunities to add rental accommodations and potentially augment their income.


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It's Wednesday! Time is flying , and it is that time of year to start preparing for the dreaded 'w' word.

Check out our Fall Checklist and feel free to add any of your personal favs to the chat!

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Deciding when to move can be a tough decision. If you are thinking about moving, consider the following:

Length of time living in your next home - Would you be there long enough to recoup the initial costs of moving, such as the down payment, closing fees, and moving expenses? 

Mortgage penalties – Try to align selling with when your mortgage is up for renewal to avoid a penalty, or negotiate it with your lender. You may also have the option to port your mortgage and take on a blended rate combining your old interest rate with the new one.

Your job situation – If you don’t have a secure job this could be an obstacle with a lender.

Non-monetary costs – Would you be moving mid-way through your child’s school year, or would they have to…

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!JUST LISTED! 221 Big Hill Circle, Airdrie 221 Big Hill Circle $199,900 MLS A2169803 Close To Schools, Parks & Pathways, Pool & Amenities Home Needs TLC, Located In Quiet Neighbourhood! Call/message us for more details: 403-681-0319 This 2-bedroom, 1-bathroom mobile home sits on a generous 44x100 ft lot, offering an excellent opportunity for renovation or building your new dream home! The home also features a spacious family room, kitchen, dining area, laundry area, and a large storage room. While it’s in need of some TLC, the possibilities are endless with its great layout and sizeable yard. Located close to amenities, including the rec center, restaurants, parks, and…

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Rising sales in the upper price ranges were not enough to offset the pullback occurring in the lower price ranges, as sales in September were 2,003, 17 per cent below last year's record high. Despite the decline, sales this month were still over 16 per cent higher than levels traditionally achieved in September.

“We are starting to see a rise in new listings in our market. However, most of the listing growth is occurring in the higher price ranges,” said Ann-Marie Lurie, Chief Economist at CREB®. “While demand has stayed strong across all price ranges, the limited choice for lower-priced homes has likely prevented stronger sales in our market. While the challenges in the lower price ranges are not expected to change, improved supply…

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New kitchen or fresh paint? With some simple preparation, a little paint and a free weekend, you can transform the look and feel of your kitchen in just a couple of days. Here’s a step-by-step guide to get you started.
Prep the area
Empty your cabinets and remove the doors by unscrewing the hinges and pulling the doors away from the units. Wipe the surfaces clean with a damp cloth.
Clean and sand
If your cabinets have a glossy finish, you’ll need to sand that away before you start painting. Take a sanding sponge or high-grit sandpaper (100- to 150-grit), and sand until you have a matte finish. Once you’ve sanded, wipe the dust away with a damp cloth and allow the cabinets to completely dry.
Pick the right paint
An on-trend gloss or semi-gloss paint is…

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Canadians work hard to be able to afford a home. However, the high cost of mortgage payments is a barrier to homeownership, especially for Millennials and Gen Z. To help more Canadians, particularly younger generations, buy a first home, new mortgage rules came into effect on August 1, 2024, allowing 30 year insured mortgage amortizations for first-time homebuyers purchasing new builds.

The Honourable Chrystia Freeland, Deputy Prime Minister and Minister of Finance, today announced a suite of reforms to mortgage rules to make mortgages more affordable for Canadians and put homeownership within reach:

  • Increasing the $1 million price cap for insured mortgages to $1.5 million, effective December 15, 2024, to reflect current…

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Congratulations to our seller! We are so happy for you & even more excited for you to carry on your next journey! If You Are Looking To Buy Or Sell ... Give us a call, we would love to help! 403-681-0319

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!JUST LISTED! 135 Sandringham Rd NW, Calgary Click Here For Listing Details! $600,000 MLS A2166547 Close To Nose Hill Park & Easy Access Into Downtown Calgary! Large Home On Corner Lot 3 Large Bedrooms & Main Floor Office 2.5 Bathrooms Double Attached Garage Call/message us for more details: 403-681-0319 Located on a quiet street in the sought-after community of Sandstone Valley in Calgary's NW, this spacious home is ready for your vision & is just steps away from pathways, greenspaces & parks. Enjoy the close proximity of Nose Hill Park! With easy access to major roadways & downtown Calgary, this an ideal location! The 23x20 attached garage provides ample space for…

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